Money Merge Account Updates

All to often I hear new clients, being introduced to the Money Merge Account system for the first time, say, "this is great but we don't have anything left over after expenses each month", or "I like what I'm hearing, but I"m afraid we might use that new line of credit we would get for other frivolous things and get us further in debt"

The truth is folks, this system is guaranteed to reduce the time it takes to pay off your mortgage (s) and debt at a massive savings from what you are going to pay your banks and creditors, without it. It allows you to use the banks money, along with Interest Cancellation, to fund investment accounts that can set you up for a fruitful retirement.

Lets address these 2 common concerns:

Concern 1) We don't have any discretionary income:

HVH Response) My friends, if your not behind on bills and food is on the table, then you have a discretionary income. You may not know what it is, but its there.

Note: See my article titled, "Discretionary income, What is it really? For a detailed approach to figuring out what your available reserves add up to.

The common fact about most people who SAY that they have "no discretionary" income is that they really don't know if they do. The truth is, you probably need to sit down and BUDGET what your spending habits actually are. 7 out of 10 Americans do not budget their money. Not budgeting or knowing means you are just spending your discretionary reserves. But folks, money management is about knowing what you have and actually deciding what to do with it, logical spending and emotional spending are not the same thing and can be the difference between one family strategically planning for a better future vs another with the same demographics not planning at all and facing a far more unpredictable future.

A simple BUDGET can provide you with very useful answers.

Concern 2) We worry that we will only get into more debt by taking out a LOC or Line of Credit.

HVH Response) First of all, the Money Merge Account system is literally "FOOL PROOF". If you commit to using the system as its designed, which takes up no more than 30 minutes a month, you would have to actually make a substantial effort to screw it up. Right now you spend more time than that managing your bills on your own.

The truth is, at some point you have to take responsibility for your own actions and commit to bettering yourself. Commit to a better future and realize that the LOC used in conjunction is there to enable you to gain the benefits of the system to one day be, debt free and retired.

Not doing something that can change your life, for the better, because you don't trust yourself, is fear based living and is not an healthy mindset and doesn't serve you well.

Remember, live with an abundant mindset and it will be yours for the taking.